I looked at my bank and credit card statements to see what I was spending each month. Here’s the play-by-play of what happened when I wrote out my budget: ![]() There were two main reasons I accomplished such a feat: Top Free Monthly and Weekly Budget PlannersĪ few years back, I paid off $21,000 of debt in just six months. You won’t regret it.įree Budget Calculator (Excel For Single or Family Household Spending)įree Weekly Budget Template (Simple Budget Planner Spreadsheet) Take a moment, make a budget, and create wealth. Most of us don’t stop to make a plan for our money. We make money, we spend it, and we put that process on repeat the next month. But beyond that, he just wasn’t paying attention. This dude was making-get this-$600,000 a year!Īnd he was struggling to pay the bills? Sure, he lived in a high-cost-of-living area. He sent all the info, and my eyes couldn’t get past his monthly income. I shot him an email back, asking for all the usual stuff:Īnd the $150 fee I charged (which I felt guilty about until I got his email back) Lastly, review your personal or business budget for any changes. Are the changes positive or negative? Did you reach your goal? Apply corrective measures if necessary, and rest assured that your hard work shall pay off in the end.A man reached out to me a few years ago-looking for help with his finances. What are your priorities? Focus more on what you currently need and set your wants aside. Though never cut yourself from food and relaxation just to save, though you also need to treat yourself from time to time. Knowing your spending habits, you need to alter a few things on what you spend the most and least. To make things easier, you can also download our ready-made budget templates for free to list all your expenses. Record and track down what you spend per month, you can use sheets, notebooks, budget planners, budget worksheets, and budgeting apps to help you. Think about how much money you are throwing outside your doorstep every time you spend. If you are a heavy credit card user who has an impulse to buy unnecessary things, well think twice before you swipe that card. Think of ways on how you can stay positive with your budget plan, and keep your goals realistic to carry out. Are you planning to travel and see the world? Shop and collect shoes and clothes you want? Motivate yourself while you budget your cash. But aside from that, what are your possible reasons for saving? Surely you must have other plans other than surviving. The main reason why you save is to pay your debts and sustain yourself every day. Do you find yourself in joy not to properly pay any of your household bills and daily commodities? Obviously no. How much are you earning each month? Determine your actual income, create an income statement, and check if you can manage to save while you deal with your financial expenses. How can you survive if you're penniless? Everything is getting expensive every year, and apparently, research shows that money can affect a person's emotional state based on their financial status. They say "money can't buy you happiness," but money can buy you things. Determine where your money is going and create a daily or monthly cash flow analysis. Are you spending more than what you can afford? Are you drowning in debts? Well, guess like its time to start reviewing and calculating all your previous expenses. How much are you spending every day? Does your income suffice your total expenses? Before you start complaining about how small your income is, try to check your lifestyle. ![]() Pay attention to the little details and expenses you create with your hard-earned money, how much are you spending in a week, a month, and in a year? Can you ensure that your budget works in your favor? How can you possibly avoid the circumstances of running out of cash? Read through the article to maximize your budgeting skills, and learn how to create an adequate budget using Google Sheets. The thought and the act of allocating money and time for a reason are acts of budgeting. ![]() Don't pass this opportunity and download our templates today for free! How to Create a Budget in Google Sheets 100% customizable, downloadable, and highly editable in various file formats, especially in Google Sheets, these ready-made-templates will guarantee to save your time and money. Take a closer look at our monthly budget, business budget, family budget, budget worksheet, and budget planner, and ensure yourself a clear financial picture of your daily projects or activities. Control your high expenses and learn how to save in a breeze with these professionally written Budget Templates in Google Sheets for free. Don't drown yourself with debt and save yourself from being chased by an angry mob of debt collectors.
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